About

Lemonade are a full-stack insurance carrier built to provide the best, most delightful, and most transparent insurance experience in the world.

Traditional insurance companies generate profits from whatever premium is left after paying claims and expenses. This insurance business model could create conflict between the insurance company and its customers.

Lemonade was built differently.

Instead of profiting from unclaimed premiums, they take a flat fee out of your premium as their profit, and donate whatever money may be left, after paying claims and expenses, to charities (this is called the Lemonade Giveback).

This way, their customers enjoy amazing insurance, and society gets a little push for the better. It also means that they’re happy to pay claims fast and with no hassle.

Region Covered

Lemonade is available in a number of U.S states and parts of Europe including UK, Germany, France and the Netherlands. More countries are coming soon, please see this page for more information.

Features

• Award-winning service
• Diagnostics
• Procedures
• Medication
• Cancel at any time